The terms that apply when you use Avisra

Posted October 16, 2026. Questions: [email protected].

Who we are

Avisra provides financing advisory services at theavisra.com. We read the file you bring us and write a plan you can use when you apply. We are not a bank, and we are not the party that funds you.

What the service includes

The work is advisory. A Private Review reads the credit report you upload and the facts from intake, and tells you whether the file is ready for a Map, and why. The Map names the financing options that fit, the ones that do not, the order to approach them, short language for the questions those options usually ask, a tracking sheet, one next step, and two touchpoints in the first 30 days. Other items on the Services page are separate. They are included only if you buy them. You apply. Avisra does not fund the request.

Flat fees

Every fee is flat and paid up front. We do not take a percentage of what you fund. The Private Review is $250. The Map is listed at $3,500. The $250 Private Review is credited if already paid, so the amount collected for the Map is $3,250. Prices for any other product are the flat amounts listed on the Services page.

Not a lender

Avisra is not a lender and does not originate, guarantee, or broker loans. We do not issue credit cards. We are not paid by a lender to send you there.

Lender decisions

All financing decisions are made solely by the lenders. Approval, decline, the dollar amount, the rate, and the terms are theirs. A direction in the Map is not an offer of credit and not a promise that a lender will say yes.

Your information

The client is responsible for the accuracy of information they provide. That includes intake answers, documents, and the credit report you upload. Avisra relies on what you give us. A plan built on incomplete or inaccurate information can be wrong for that reason.

Refunds

Refunds are issued at Avisra's discretion before the Map is delivered. Once the Map has been delivered, the fee for that work is not refunded. Asking for a refund does not create a right to one.

Limitation of liability

To the fullest extent allowed by law, Avisra is not liable for a lender's decision, for a rate or term a lender sets, for financing that is not approved or not funded, or for losses that follow from information you provided or from how you use the plan. If liability is found for a paid service, it is limited to the fee you paid Avisra for that service.

Governing law

These terms are governed by the laws of the State of Nevada, without regard to conflict-of-law rules. Disputes are brought in the state or federal courts located in Nevada.